Hey small spender

You know the feeling. You’ve just seen something wonderful in a shop. You don’t need it, but it’s cheaper than you’ve ever seen it anywhere before. You know perfectly well that you don’t have the funds available at the moment, but why not? Out comes the credit card and the prize, which ten minutes ago you didn’t know you wanted so much, is yours. All you’ve got to do now is pay for it.
The average credit card holder in the UK owes over 1,300 pounds and will spend about 7% of their disposable income just paying off the interest. Remember, this is just to satisfy a non-existent need. What is the cause of this madness? There are a number of reasons people are throwing their hard earned money away and these are just a few.
Firstly, the money lenders are making it ridiculously easy for the average person to have access to utterly unnecessary levels of credit. The more credit you have and use, the more they are leaching away.
Secondly, consumerism is constantly sold to the population as a good thing. After all, consumer confidence is held in high regard by economists. Funny how I feel more confident when I am spending money which is mine, not someone elses.
Thirdly, advertising will have us believe that the purchase of some old tat will make us more attractive, more confident and probably younger. Sex, good health, vigour, popularity and much more is there for the asking, as long as you spend out on some new trainers, a new deodorant or the right car.
In reality, people are just engrossed in a non-stop spending spree, spending money they don’t have on stuff they don’t need. Eventually all of this stuff is probably going to end up in a landfill, or polluting our over burdened world in some other way. Well done us, we are working harder to keep someone elses pockets lined, while we consume stuff we don’t need and then ruin our world when we realise we never needed it.
Are we all just parasites on the back of the consumerist monster? Fight back and climb off.